Estimate travel insurance costs by destination, trip length and traveller age.
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How This Works
Travel insurance costs depend on destination (USA has highest medical costs globally — $10,000+/day for hospital), trip length, traveller age (medical risk increases significantly with age) and number of travellers. Prices vary by 50–100% between insurers for identical cover — always compare.
Some premium credit cards (Platinum Amex, some Visa/Mastercard) include travel insurance as a benefit — but coverage is often limited and conditional on buying flights with that card. Check the policy schedule carefully. Key gaps in card insurance often include: high excess amounts (£250+), lower medical limits, exclusions for certain activities, no cover for checked luggage. Standalone travel insurance is usually more comprehensive.